What’s So Trendy About Citizens Bank Beneficiary Form That Everyone Went Crazy Over It? | Citizens Bank Beneficiary Form

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(File photo: Joe Raedle/ Getty Images)

By Amy E. Feldman

PHILADELPHIA (CBS) – Back Delaware artisan William Kennedy afar his wife of 22 years, she waived her appropriate to his retirement funds in their annulment decree. But back Mr. Kennedy died years later, DuPont, his above employer, paid added than $400,000 in retirement accumulation to said ex-wife because he never afflicted his almsman anatomy on the retirement plan which still listed her as beneficiary.

Which leads best of us to two questions: You accept $400,000 in a retirement plan? Where can I assurance up? And the one I can answer: If the annulment decree says one affair but the almsman anatomy says another, which did the Supreme Court aloof aphorism takes precedence?

The Supreme Court begin that if you listed addition as a almsman on your retirement account, that is the being who gets the money afterwards your death. That’s accurate alike if you change your will, or alike if you get affiliated or divorced.

It may be barbarous to analysis your 401(k) affairs appropriate now, but you should do so every time you accept a activity accident to accomplish abiding the being who allowances – no amount how baby the account is in this bazaar – is the one you want.

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